Further, the age of your credit accounts may also be considered. A personal loan you have recently opened might reduce your average accounts age. For that reason, it might make your credit score lower. However, in the long run, because of responsible managing of your loan, the gain from the diversified credit portfolios will override this impact.Further, the age of your credit accounts may also be considered. A personal loan you have recently opened might reduce your average accounts age. For that reason, it might make your credit score lower. However, in the long run, because of responsible managing of your loan, the gain from the diversified credit portfolios will override this impact.

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